Houston’s climate presents unique challenges for drivers, with sudden flash floods, severe thunderstorms, and occasional tropical systems creating hazardous road conditions throughout the year. These weather events significantly increase the risk of car accidents , raising important questions about liability and safety. Understanding how to navigate both the physical dangers and legal complexities of weather-related accidents can help protect you on Houston’s roads.
If you’ve been involved in a weather-related car accident, contact us today to discuss your options.
Houston’s Weather-Related Accident Statistics
Weather plays a substantial role in Houston’s traffic safety picture:
- According to recent data, approximately 18% of all Houston traffic accidents in 2024 occurred during adverse weather conditions
- Flash flooding alone contributed to 76 vehicle-related fatalities in Texas during 2024
- The National Weather Service reported 19 flood-related fatalities in the first quarter of 2025
- Houston’s “Tax Day Floods” of 2024 resulted in more than 1,200 high-water rescues and damaged over 70,000 vehicles
These statistics highlight the serious risks posed by Houston’s frequent severe weather events.
Common Types of Weather-Related Accidents in Houston
Flash Flood Incidents
Houston’s flat topography and clay soils create perfect conditions for flash flooding, leading to several types of accidents:
- Vehicles swept away at low water crossings
- Hydroplaning on suddenly flooded roadways
- Collisions with stalled or abandoned vehicles
- Multi-car pileups when visibility suddenly deteriorates
Severe Thunderstorm Accidents
Houston’s thunderstorms bring additional hazards:
- Lightning strikes causing driver distraction or temporary blindness
- Strong winds pushing high-profile vehicles into adjacent lanes
- Fallen trees or debris creating roadway obstacles
- Slick roads from sudden downpours reducing traction
Liability in Weather-Related Accidents
A common misconception is that adverse weather absolves drivers of responsibility. In reality, Texas law still holds drivers accountable for maintaining control of their vehicles regardless of conditions.
Driver Responsibility During Bad Weather
Under Texas law, drivers must:
- Reduce speed appropriate to conditions
- Maintain safe following distances
- Use headlights during reduced visibility
- Avoid driving through water of unknown depth
Failure to take these precautions can result in liability even when weather is a contributing factor.
Comparative Negligence in Weather-Related Crashes
Texas follows a “modified comparative negligence” system with a 51% bar. This means:
- If you’re found to be less than 51% responsible, you can recover damages, reduced by your percentage of fault
- If you’re 51% or more responsible, you cannot recover any damages
In weather-related accidents, determining these percentages often requires thorough investigation and expert testimony.
Potential Third-Party Liability
In some cases, parties other than drivers may share liability:
- Government entities responsible for road design, maintenance, or drainage
- Construction companies that altered natural drainage patterns
- Property owners who failed to maintain drainage systems
These cases typically involve complex legal questions requiring specialized legal representation .
Preventing Weather-Related Accidents in Houston
Before Driving
- Check weather forecasts and traffic conditions
- Plan routes that avoid low-lying areas and known flood spots
- Ensure vehicle maintenance, especially tires, wipers, and lights
- Consider delaying travel when severe weather is imminent
While Driving
- Reduce speed by at least 5-10 mph below posted limits during rain
- Double normal following distances on wet roads
- Turn around, don’t drown—never drive through flooded roadways
- Use headlights (not high beams) in fog or heavy rain
- Pull over safely if conditions deteriorate significantly
What to Do After a Weather-Related Accident
If you’re involved in a weather-related accident:
- Ensure safety first—move to higher ground if flooding is a concern
- Call 911 to report the accident and any injuries
- Document conditions with photos of weather, road conditions, and vehicle damage
- Gather witness information from others who observed the accident
- Seek medical attention even for seemingly minor injuries
- Contact an experienced attorney familiar with weather-related accident claims
Insurance Complications in Weather-Related Claims
Weather-related accidents often trigger insurance complications:
- Disputes over whether damage was caused by collision or flooding
- Disagreements about driver negligence versus “acts of God”
- Coverage questions when vehicles are damaged by rising water
- Potential for claim denials based on policy exclusions
Having proper legal representation can help navigate these complex insurance issues.
How The Stano Law Firm Can Help
At The Stano Law Firm , we understand the unique challenges presented by weather-related accidents in Houston. Our experienced car accident attorneys have successfully represented numerous clients injured during severe weather events.
We have the resources to thoroughly investigate your accident, including:
- Working with meteorologists to document weather conditions
- Analyzing drainage and road design factors
- Identifying all potentially liable parties
- Building compelling cases for maximum compensation
Get in Touch with The Stano Law Firm Today!
If you’ve been injured in a weather-related accident, contact The Stano Law Firm today for a free consultation to discuss your case and understand your legal options.